Accumulating debt can put one of your most important assets, your home, in jeopardy. If you are 120+ days late on your mortgage payments, your home lender can begin foreclosure proceedings and you could lose your home. However, you have rights and there are options. A debt relief and foreclosure a...

If you’ve accumulated a considerable amount of debt and are having difficulty making payments on time but wish to keep most of your assets, then filing Chapter 13 bankruptcy may be a good choice for you. You can file for Chapter 13 bankruptcy if you have never filed for bankruptcy before, if you ...

Wage garnishment is a creditor’s last resort, but when it occurs, it’s often devastating to those who owe debts. Garnishment is a court order that allows a creditor to withhold a percentage of money from your paycheck for the payment of debts. To garnish your wages, a creditor must first f...

If you’re behind on loan or credit card payments, you’ve probably gotten nasty calls and letters from various creditors. You’re already worried about how you’ll pay back the debts, and these calls aren’t making things any easier. The Fair Debt Collection Practices Act...

If you’re in financial distress and are behind on your car, house, or other payments for assets that you need in order to survive, you may be concerned about repossession by creditors. The last thing you need is to go out to your driveway on the morning of a job interview, only to find that [&...